Healthcare dot Gov Update

I am still working on getting me insurance figured out – I have to select my plan for 2014 before the year is up.  Adventures in Adulthood, good times.

At any rate the site has been easy for me to use although sometimes it takes forever for random pages to load.

I also didn’t get any magical tax break for my insurance rates, which I had been kind of hoping for so that I could save money.

I am meeting with my rep from Blue Cross Blue Shield in the next couple of days to see what kind of rates I can get directly from them, so I will let you know what I decide on doing.

But until then here are some comparisons between 3 – Silver, Gold and Platinum plans.  (These do not include vision or Dental.)

$3000 deductible is pretty damn high.  That means you have to spend $3000 in health care before any of your insurance kicks in.

$30 copays seem to be the typical across most plans.  I’m curious to see if my prescription drugs would be covered completely if I could switch to any generics.  Again, I feel like I never really know until I switch how much I’m going to be paying for scripts.

Has anyone else been exploring the HealthCare.gov site?  Anyone been successful?

I have heard some rumors about how the site is very easy to be hacked.  Not sure if this is just the far right trying to scare people from using the website or if it’s a legit theft.

Here is some media coverage of that:

The Daily Dot

Related articles

• Affordable Healthcare Act – United States (fairygodmotherbeautyblog.com)
• Working around HealthCare.gov, cont. (xpostfactoid.blogspot.com)
• Healthcare.gov users see breach of privacy (wnd.com)

Affordable Healthcare Act – United States

Now that the website has died down I am currently investigating how this Obamacare business really works.

I am self-employed and pay about $400/month for Blue Cross Blue Shield PPO. I am going to see if I can get a better rate via the Affordable Health Care act.

I know this isn’t beauty related – but health has a huge impact on your life and wellbeing AND your wallet.

So far all I have done is submitted my information to Healthcare.gov for my application.  Your income can alter how much you have to pay for insurance if you are self-employed or if your place of work doesn’t cover you.

Here is the generic breakdown of who gets a discount based on income.  I took this graphic from the website itself.

At any rate, I have no complaints about the site as of right now- aside from a couple pages that took a bit longer to load, but it wasn’t annoying to me.  It was easy to use and has a very intuitive interface.  I will let you know if I end up saving a bunch of money – because that is kind of what I care about but also getting the same health care coverage I have now.

-k

Related articles

• Obamacare Website Woes Push Some To Flee Federal Exchange (huffingtonpost.com)
• ‘ObamaCare Girl’ Vanishes from Healthcare.gov Website (newsy.com)
• AFFORDABLE CARE: 14m To Lose Current Coverage (whotv.com)

New Favorite nail color for fall

We are obsessed with deep red nails right now – its such a great classic color and perfect for the transition from summer to fall!

My favorite shade is form the O.P.I San Francisco Collection:

Lost on Lombard

This color is named after the iconically beautiful and amazingly curvy Lombard St.

-kassi

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• 12 Fall Nail Art Trends to Start Wearing Now (brit.co)
• Fall Colors 2013 (champagneandlipstick.wordpress.com)
• Fall Nail Polish Collections from Essie & O.P.I (angelfacebyangelica.wordpress.com)